Investors should read the Investor Handbook carefully before investing and consider whether their or their beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investment in its qualified tuition program.

This information is being provided to you solely to assist you in making your own inquiries into potential scholarship or financial aid opportunities. Franklin Templeton does not make any representation or warranty as to, and has not independently reviewed or verified, the accuracy or completeness of this information, and assumes no responsibility for any inaccurate information. You should validate, and take all responsibility for validating, all information with the scholarship or financial aid provider and you should conduct your own investigation and analysis of their requirements and potential benefits.